Tuesday, August 7, 2018

5 most expensive Cities in the U.S. For car insurance

5 most expensive Cities in the U.S. For car insurance - Car maintenance is very expensive if you're not careful. Periodic maintenance and examination of every year to keep your car stays lit and insured, have a car can easily spend your bank account and let your lack of cash. One of the main costs associated with owning a car is paying car insurance. Depending on where you live in the United States, car insurance can be a small fee or reduce the cost of your budget dramatically. Here are my five most expensive cities pass in America for car insurance.

Car Insurance


Detroit 
do you know the country or city where the cost of car insurance on applying a cost so high? Yes the answer is in Detroit, the United States (us).
Detroit is a city in the State of Michigan United States that apply the cost of insurance for the car at a great price.
You just imagine, for region Detroit 48227 code will cost US car insurance $5,109 or equivalent to Rp 64 millions each year.
The cost of 130 percent above an average city that exists in other countries. Usually a few cities in the United States (us) or other countries only apply insurance costs per year for vehicles of US $2,226 or equivalent to Rp 28 millions.

Philadelphia 
Philadelphia, Pa is another city affected by the high cost of automobile insurance. Coming behind Detroit, the City of Brotherly Love is not feeling the love in relation to the cost of the premiums are high. In 2011, the average cost of car insurance policy $4,076 drivers, according to Runzheimer International. The cost is not as high as the average premium astronomy $5,941 of Detroit, but much higher than the estimated national average of $1.199 reported HomeInsurance.com for the month of January 2011. Because of Philadelphia's streets are crowded and the high number of vehicle, insurance rates continue. ride.

New Orleans 
else in the U.S., which definitely gets the short end of the stick when it should be saving on car insurance is New Orleans, La The Big Easy has one of the most expensive car insurance premiums in the U.S., according to a study of Runzheimer International that was done in the year 2011, New Orleans had a level of car insurance premiums an average of $3,599 in the year 2011. Premium New Orleans high not because of excessive population density, but due to the decision of the Court. In Louisiana, only claims that numbered more than $50,000 who actually gets to jury cases. Claims less than the benchmark settled out of court. MiamiMiami, Fla. was the other U.s. city can not escape from the car insurance premium rate is high. Runzheimer International study conducted in the year 2011 marks the average car insurance premium in Miami of $3.388. Because of the no-car insurance rules of fault in the city and the entry of false claims, Miami has experienced a significant premium increases in recent years.

Newark,
 NJ But certainly not the least, Newark, NJ has one of the highest auto insurance premiums in the U.S. city has car insurance premiums an average of $2,867. Newark residents certainly has considerable costs to keep their vehicles insured. Similar to Miami and Detroit, New Jersey has insurance regulation without error, and the cost has increased as a result.

LineCar Line insurance premiums vary depending on where you live. Countries that have laws no-fault and higher populations tend to have car insurance premiums on average higher because the number of accidents and a higher collision occurs. The figures presented are based on a study, and it is possible to find cheaper car insurance. Many factors that apply when determining your car insurance rates, including driver security, zip code and your age. Shopping with caution when buying car insurance, and make sure you get the best available rate.

Monday, August 6, 2018

5 the facts matter, understand car insurance number 3

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5 the facts matter, understand car insurance number 3 - Passions have four wheels cannot be avoided any longer, especially in urban areas. Combined motor vehicle Industry (Gaikindo) Indonesia confident car sales until the end of the year 2018 is able to penetrate the 1.1 million units. These conditions increase the amount of automated customer insurance car.

In retrospect, the benefits of car insurance can minimize the loss of car owners. For example, if an accident that causes damage to light or heavy. Certainly as a rider, you've continued to be cautious

This is what makes the importance of maximum protection that you can get from car insurance.

Alerts you of CekAja Sunday (16/12/2018), in order to better understand how car insurance as well as the ins and outs of its profits to watch the following facts:

1. There are two types of car insurance

Choice in car insurance there are two. All risk insurance and TLO (Total Loss Only). For all risk insurance, the company will pay claims for any kind of damage, ranging from light damage, heavily damaged, and lost.


There is also the extension of the guarantees cover All Risk insurance which covers damage due to flooding, damage due to trapped melee action, or loss of the vehicle.

While the TLO Insurance will only insure the risk of loss or damage to a vehicle with a minimum of 75 percent of damages so that the vehicle can not be used again.

Corporate party gives only the replacement of the repair costs if found severe damage, but no way to cover when encountered minor damage of less than 75%. The scope of protection that is not thoroughly this is what makes the value of TLO Insurance premiums are not all risk.

2. Each area has a different premium rate

Not many know that the adjustment is not equal between regions. So, the number depending on the license plate number that shows the vehicle owner's domicile.


As an example for the region of DKI Jakarta and Banten, both categories include two. In addition to the domicile of the owner, the premium rate is also determined by the type of car purchased, as well as the function of the vehicle itself e.g. for personal or commercial.

3. Some dealers and leasing in cooperation with insurance companies

The player's vehicle insurance is increasingly active looking for the broader market. Then no wonder if eventually the premiums from the insurance company diraup business lines increased quite significantly.

Their average utilizing cooperation with leasing in the market the vehicle insurance to borrowers. This distribution channel for this so one General Insurance mainstay in selling that product.

What car buyers are now credit the amount is more than the cash. As each new vehicle purchased credit inevitably come with mandatory insurance, from where the customer had.

4. Car insurance more soothing motorists

With car insurance, driving so noticeably quieter. Especially if you are a beginner. Haunted sense of worry that's certainly no fun, right? Another case after the car is already insured.

When you leave the House, there is no fear of a crash so that work productivity and comfort in the drive is not affected at all.

5. Porsche Panamera S Executive became the most expensive insured car

As mentioned earlier, large or small one premium rate depends on the type of vehicle. For those of you who have the luxury vehicle, would have to spend more in order to pay for the premiums.

This includes Porsche sedan cars with the most expensive premium cost with the average amount of Rp45,88 millions. This car brings a pretty formidable machine IE V8 with a capacity of 4.8 liter turbochanger, the machine is able to issue a power of 570 horse power (Hp).

The cost of an expensive premiums caused by the price of a Porsche car unmitigated expensive, i.e. Rp2,14 billion.