Thursday, June 20, 2019

Understanding of travel Insurance

Travel insurance is a protection insurance required by travelers abroad to protect them from risk during the trip. Travel insurance for travelers on holiday is crucial, especially to Europe. Travel insurance is useful to protect your customers during domestic and international travel, both for business and leisure purposes, throughout the year. This product can be applied to individual customers and spouse or family. Of course when the holiday/on the way must be quiet, it should not feel the unexpected risk of occurrence. For busy people, the holiday time must be used exclusively and in quality. Before going on a holiday trip, we will usually prepare some important preparations such as leave permit, booking flights and lodging places, check passport and visa readiness, and register for travel insurance. So do not be there anymore that travel insurance is not important. This insurance is very important to note before traveling abroad so that your trip is comfortable and not feel the way. Did you know that travel insurance can not only benefit yourself, but also the people around and everything you leave at home.

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Because of the importance of this travel insurance, some countries to make one of the conditions for applying for a visa to his country is to have overseas travel insurance that can bear a certain minimum amount. One of them is when traveling to countries that have Schengen Visa, which is a visa that is owned for several European countries such as Norway, Netherlands, Germany, Spain, Portugal, and others. Therefore, some insurance companies will eventually provide special packages based on the country of destination. As for domestic travel insurance package, ASEAN package when traveling to Southeast Asian countries, Asia package for travel to Asian countries, European package for travel insurance to Europe, and package Worldwide for travel to the world.

Travel insurance generally starts to bear from a missed flight, loss of baggage, accidents, until the health risks to be carried out treatment at the holiday location you are visiting.  A travel insurance policy provides a variety of benefits that suit your needs while on the go. Because, this insurance product is developed to give you peace of mind during your travels. Your travel insurance will provide many benefits for protection and comfort on land and in the air, using cars, motorcycles, cruises, planes, jets etc.

There are still many people unaware that travel insurance is important when traveling. His name is unfortunate, no one knows both individuals and groups, while on the way. Broadly, the travel insurance function is not much different from regular insurance, as one form of protection. The difference with other insurance products is that this type of travel insurance is only valid for a certain period of time (as long as you (travelers) travel to home safely.) 

There are also some insurance products that provide protection for you while traveling for Hajj or Umrah for up to 45 days. So while doing Hajj, it is really worshipping not bothered by thoughts happening things that do not want.

There is also a type of insurance that is given to protect the daughter's son while undergoing an education abroad. Well, this is also very important. Because your children are far abroad. Sure, to avoid adverse things. It doesn't hurt to include children in educational travel insurance for your child. Where all the management you do is likely to differ slightly from domestic.

Travel Insurance Benefits:

  • Personal protection from accident risk

These protections include reimbursement of money in the event of a risk to death, loss of limbs, or total paralysis due to accidents occurring during the trip. Some money will be paid for death, loss of limbs, or total paralysis due to accidents occurring during the journey.

  • Dual protection for scheduled commercial aircraft accidents

Compensation for personal accidents will be duplicated if an accident occurs on a scheduled commercial airplane. Compensation for personal accidents will be duplicated if an accident occurs on a scheduled commercial airplane.

  • Reimbursement of emergency medical expenses

If you are sick during the trip, travel insurance offers the benefits of emergency treatment. Some travel insurance products offer the benefit of emergency medicine, when you fall sick while traveling away from home, and require costly medical expenses.

  • Repatriation of the body in case of death risk

Insurance can protect the insured for two alternative protections include: the cost of repatriation of the body or the cost of cremation or burial in the location where the death occurred.

  • Child care and grief visit in one relative or family

Insurances can provide reimbursement of the cost of a grief visit or during treatment given to one relative or family, if the insured undergo treatment during the trip or during hospitalization abroad.

  • Medical evacuation

Travel Insurance offers a 24-hour emergency relief facility around the world.

  • Baggage and personal belongings protection

In the event of any damages incurred due to the loss and damage of your baggage, including the goods in it or the goods you use during the trip, the travel insurance will compensate if there is a baggage delay of more than 12 Hour.

  • Travel related

If you are participating in a travel insurance program, one of the benefits offered is protection against travel delays (usually transportation delays of more than 12 hours), the reimbursement of advances that expire due to things that are out of power Policyholders and accommodation expenses.

  • Home protection

In case of disaster such as fire in your home, during travel, then travel insurance will pay damage due to fire on the contents of the insured house that is left empty because of the trip done.
Travel insurance is a protection insurance required by travelers abroad to protect them from risk during the trip. Travel insurance for travelers on holiday is crucial, especially to Europe. Travel insurance is useful to protect your customers during domestic and international travel, both for business and leisure purposes, throughout the year. This product can be applied to individual customers and spouse or family. Of course when the holiday/on the way must be quiet, it should not feel the unexpected risk of occurrence. For busy people, the holiday time must be used exclusively and in quality. Before going on a holiday trip, we will usually prepare some important preparations such as leave permit, booking flights and lodging places, check passport and visa readiness, and register for travel insurance. So do not be there anymore that travel insurance is not important. This insurance is very important to note before traveling abroad so that your trip is comfortable and not feel the way. Did you know that travel insurance can not only benefit yourself, but also the people around and everything you leave at home.

Because of the importance of this travel insurance, some countries to make one of the conditions for applying for a visa to his country is to have overseas travel insurance that can bear a certain minimum amount. One of them is when traveling to countries that have Schengen Visa, which is a visa that is owned for several European countries such as Norway, Netherlands, Germany, Spain, Portugal, and others. Therefore, some insurance companies will eventually provide special packages based on the country of destination. As for domestic travel insurance package, ASEAN package when traveling to Southeast Asian countries, Asia package for travel to Asian countries, European package for travel insurance to Europe, and package Worldwide for travel to the world

Travel insurance generally starts to bear from a missed flight, loss of baggage, accidents, until the health risks to be carried out treatment at the holiday location you are visiting.  A travel insurance policy provides a variety of benefits that suit your needs while on the go. Because, this insurance product is developed to give you peace of mind during your travels. Your travel insurance will provide many benefits for protection and comfort on land and in the air, using cars, motorcycles, cruises, planes, jets etc.

There are still many people unaware that travel insurance is important when traveling. His name is unfortunate, no one knows both individuals and groups, while on the way. Broadly, the travel insurance function is not much different from regular insurance, as one form of protection. The difference with other insurance products is that this type of travel insurance is only valid for a certain period of time (as long as you (travelers) travel to home safely.) 

There are also some insurance products that provide protection for you while traveling for Hajj or Umrah for up to 45 days. So while doing Hajj, it is really worshipping not bothered by thoughts happening things that do not want.

There is also a type of insurance that is given to protect the daughter's son while undergoing an education abroad. Well, this is also very important. Because your children are far abroad. Sure, to avoid adverse things. It doesn't hurt to include children in educational travel insurance for your child. Where all the management you do is likely to differ slightly from domestic.



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