Thursday, July 4, 2019

Protect your assets with home insurance

For most people, the home is the most important asset in living life. Not only the price of the building is expensive, but also the land and various furniture in it. Nevertheless, ironically, there are still a lot of people who don't care much about their home insurance. Can you guarantee your home can last forever? There was an unexpected incident that could have happened for example, fire, flood, theft, until the fall of the airplane.


For that reason, you need to consider having insurance. You should not only be stuck to the insurance when the house is being recredited. However, you also need to continue insurance after paying off your home. This is what often escapes the concern of people on their own assets. This is due to knowledge of home insurance is not yet popular in society. There are still many people who think that home insurance is a waste of things. In addition, there is also the assumption that the insurance company only eyeing the premium and in the end will not endure if anything happens.

Insuring the house means transferring all risks and financial burden to the insurer. Of course, losing a home is just about losing the most valuable asset if no one bears the cost of its improvement. For that, list your home to be insured. However, in the past, you need to learn what the insurance company is covered for and what steps you need to take to get started.

What is covered by home insurance?

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Home insurance protects you by giving you compensation, as a home owner. The compensation is in the form of, total improvement and rebuilding, in case of problems with your home. For basic home insurance tailored to the Indonesian Fire insurance standard policy covers all common risks, such as fire, lightning, explosion, smoke, and the downfall of airplanes. Of course, you can extend your policy or add underwriting to adapt to your consideration and concerns. You can add home damage from riot or riots, landslides, floods, or theft.

Nevertheless, insurance companies do not usually protect them all. There are some exceptions to home damage that are not guaranteed, such as war or accidental damage by property owners. In addition, judging from the shape of the building, usually insurance companies also do not accept buildings in the form of wood or traditional houses to be insured. What should I do?

Research and learn the ins and outs of your home


First, do some research and learn the ins and outs of your home. It relates to the amount of insurance you need. Not funny if your house is on a plateau, but you register insurance for Benjir. For that, you need to learn and find out. You need to know how much accountability you want in detail.

Find out what your home valuation value is in the market

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Then, you need to know how much your home valuation value is in the market. For example, if there is a disaster and your home needs to be rebuilt, you need to know how much it will cost to get it done. Not only the building, but you also need to take into account the furniture that is in the house. To help you, use home contractor services. It will evaluate and perform calculations.

Take advantage of your insurance policy. Usually, the insurance policy gives a big discount when you buy multiple policies at once. In addition, you can also get discounts by increasing the number of dependents (deductibles). So you pay expenses after that the insurance company will take care of the rest.

The credibility of your chosen insurance company


For its own insurance company, you need to find out if the company is credible and able to bear all the costs that exist. Usually, large and famous companies you can trust. To be able to convince yourself, ask for references from relatives or relatives.


Learn with the details of the written agreement


When you get a written agreement, please read it well and learn to detail. Any kind of damage that happens to your home is in your hands. If you expire to master the content of a written agreement, your claim may not be granted.

Make early protection for your home


Remember how important a place is to live for everyone. It is fitting that you do early protection from your home, through home insurance. Home insurance can not only provide physical protection, but also non-physical or financial. Lastly do and choose wisely insurance for your home to detail. Any kind of damage that happens to your home is in your hands. If you expire to master the content of a written agreement, your claim may not be granted.

14 comments:

  1. rumah yang dibeli mungkin sudah ada insurance tapi kalau rumah yang dibina sendiri kebanyakannya tiada insurance termsk lah rumah sy hahaha

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    Replies
    1. rumah saya juga sama kak belum ada asuransinya hehehe

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  2. p/s bila buka blog ini, pasti ada unwanted iklan...harap admin take note ya tq

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  3. Thanks a lot :D

    super interesting post my dear

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  4. Thanks for the blog filled with so many information. Stopping by your blog helped me to get what I was looking for. Now my task has become as easy as ABC. life insurance

    ReplyDelete
  5. Hello its very good post. All the best. Thank You for a visit on my blog. Take care 😃😃😃

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